The Managing Personal Cash & Credit course is designed for individuals to build financial literacy, one of the most pressing needs Americans face today. Financial decisions made by individuals impact the larger community in significant ways with pervasive cost due to financial mistakes. A recent study by the Financial Industry Regulatory Authority (FINRA) reveals over 50% of Americans have less than $10,000 saved for retirement. In addition, over 50% of Americans have no emergency fund, unable to cope with an unexpected car repair without borrowing funds. Financial literacy is an urgent need for many. In this course, you’ll explore how the use of cash and credit impact your financial situation. This fast-paced course prepares you to: Understand liquid assets and the financial institutions we use for our day-to-day cash management needs Review types of cash management products available and their relative pros and cons Explore options for online banking, checking accounts, and savings opportunities Establish credit and use it to your advantage Evaluate credit card options in the marketplace and make sense of complex data provided on your credit card statement Learn about revolving credit and the options available for those need it Impact your credit score to achieve financial and personal goals Review secured credit and specialized applications for auto loans, mortgages and home equity loans Make secure financial decisions regarding leasing, buying, and refinancing Through course videos, selected short readings and self-paced activities, students will gain both practical knowledge of core concepts of cash and credit, and achieve a broader view of how personal managing personal cash and credit contribute to a successful and fulfilling life. Improve your cash flow, credit score, and banking services by registering for this course.
An excellent online course offered by edX: how it works
edX courses consist of weekly learning sequences. Each learning sequence is composed of short videos interspersed with interactive learning exercises, where students can immediately practise the concepts from the videos. The courses often include tutorial videos that are similar to small on-campus discussion groups, an online textbook, and an online discussion forum where students can post and review questions and comments to each other and teaching assistants. Where applicable, online laboratories are incorporated into the course.
edX offers certificates of successful completion and some courses are credit-eligible. Whether or not a college or university offers credit for an online course is within the sole discretion of the school. edX offers a variety of ways to take courses, including verified courses where students have the option to audit the course (no cost) or to work toward an edX Verified Certificate (fees vary by course). edX also offers XSeries Certificates for completion of a bundled set of two to seven verified courses in a single subject (cost varies depending on the courses).
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